Pradhanmantri Vidyalakshmi Yojana: At present, education is given the most importance. Education is the basis of life. If you are reading, then you can easily find any job for yourself. But many times due to lack of their financial condition, many children are unable to read. When the school and college fees are not available, the parents of these children are not able to provide good education to them. However, many types of schemes are being run by the government for this.
New scheme launched for poor families
In such a situation, the government has brought another scheme for the children of poor families who want to study. The name of the scheme we are talking about is Prime Minister Vidyalakshmi Yojana. The goal behind starting this scheme is that every child of the country can get education. Due to lack of financial condition, no student should be deprived of education. This scheme has been started by the government with this goal.
You can take loans under the scheme
Under this scheme, you get loans ranging from 50000 to 6.30 lakhs easily. You are given 5 years time to repay the loan. The rate of interest to take a loan is also quite low. The interest rate is 10.5% to 12.75% per year. Under this scheme, 38 banks are registered by which loans are provided to students. This scheme is supported by 10 departments of the Central Government.
Eligibility required to apply in the scheme
- Prime Minister Vidyalakshmi Yojana The applicant should be the original citizen of India to apply in.
- The applicant should score minimum 50% marks in 10th and 12th grade.
- The candidate has enrolled in a recognized institute for higher education.
- Candidates should be able to repay the loan.
प्रधानमंत्री फ्री कोचिंग योजना
Documents required for the scheme
- Application form
- Identity card (Aadhar card or passport)
- Income certificate
- Caste certificate (if applied)
- proof of address
- Educational Certificate (Marksheet of 10th and 12th)
How to apply for Chief Minister Vidyalakshmi Yojana
- To apply in this scheme, first of all you get the official website (www.vidyalakshmi.co.in) Go on and click on “Register”.
- After this, you have to enter the necessary information and submit the form.
- Now you will be sent a link on your email.
- You have to activate the account with this link.
- After getting active, people will have to use email and password.
- After this you have to follow the instructions and fill the form.
- After filling the form properly, the required documents have to be uploaded.
- Now you have to select the bank through which you want to take a loan.
- Thus your application process will be completed.
Benefits of the scheme taken by taking loan
Students who could not read further due to their lack of financial condition, now there is no need to worry. For such students, a government scheme has been brought through which they will get a loan easily and they can continue their education. We have provided you all the information related to this scheme here, through which you can easily apply in the scheme and take advantage of the scheme.
