The Government of India and many state governments run special schemes for financial assistance to farmers and cattle rearers. One such important plan is Animal Husbandry Loan Scheme (Pashupalan Loan Yojana)Under which farmers and livestock are given loans ranging from ₹ 40,000 to ₹ 60,000. This loan is made available to promote animal husbandry business and increase farmers’ income.
Under this scheme, the loan amount is fixed based on the number and type of animals, so that farmers can expand their animal husbandry business. The application process has started under the Animal Husbandry Loan Scheme and interested farmers can now apply by contacting their nearest bank or financial institutions. This scheme will not only promote animal husbandry business, but will also increase employment opportunities in rural areas.
In this article we Pashupalan Loan Yojana Complete information related to eligibility, application process, necessary documents, benefits, interest rate, and other important things will be known in detail.
Pashupalan Loan Yojana: full information
Animal Husbandry Loan Scheme The aim is to provide financial assistance to the farmers and cattle rearers of the country so that they can successfully run their animal husbandry business. Under this scheme, loans are given for cow, buffalo, sheep, goat, chicken etc. domesticated and milch animals.
Pashupalan Loan Yojana
| Description | Information |
|---|---|
| Name of the scheme | Pashupalan Loan Yojana (Animal Husbandry Loan Scheme) |
| Loan amount | From ₹ 40,000 to ₹ 60,000 (depending on the number of animals) |
| Beneficiary | Cattleman, farmer, animal husbandry businessman |
| Application starts | 2025 (different states can have different dates) |
| Interest rate | About 4% to 7% annual (as per bank and plan) |
| Loan period | 3 to 5 years (paid in easy installments) |
| Required documents | Aadhar card, bank passbook, identity card, income certificate |
| Application location | Nearest bank branch or online portal |
What is Pashupalan Loan Yojana?
Animal Husbandry Loan Scheme is one such initiative of the government, under which farmers are given loans at a low interest rate to promote animal husbandry business. This loan can be used for procurement of animals, their maintenance, medicines, fodder, equipment and other requirements.
Under this scheme, farmers can get loans without any ground guarantee, so that small and marginal farmers can also take advantage of it. The loan amount is fixed according to the number of animals, type and business size.
Types of loans found under Pashupalan Loan Yojana
- Small scale animal husbandry loan: Loans ranging from ₹ 40,000 to ₹ 60,000, which can take small farmers and marginal cattle rearers.
- Commercial animal husbandry loan: Loans ranging from ₹ 1 lakh to ₹ 2 lakh for farmers who have large -scale animal husbandry.
- Moderate and massive animal husbandry loan: Loans above ₹ 2 lakh, which are given to big businessmen.
Benefits of Yojana
- Easy credit facility: Get loan without ground guarantee.
- low interest rates: Low interest compared to other business loans.
- Long -term payment: Easy payment in installments from 3 to 5 years.
- Promotion of animal husbandry business: Increase in farmers’ income.
- Rural employment generation: Increased employment opportunities from animal husbandry.
- government subsidies: Interest subsidy is also available in some states.
Eligibility criteria
- The applicant should be a citizen of India.
- The permanent residence of the applicant must be in India.
- The applicant wants to start a new business or start a new business.
- The applicant should have a bank account.
- The applicant should not be a defaulter of any bank in advance.
- The age limit should usually be between 18 and 65 years.
- The applicant will have to submit a scheme related to animal husbandry.
Documents required for Yojana
- Aadhar card (for identification and address proof)
- Bank passbook or account details
- PAN card
- Income certificate
- Caste certificate (if applied)
- Certificate or Planning Description related to animal husbandry
- Address proof
- Passport Size Photo
- Land documents (if necessary)
Application process for yojana
- Go to the nearest bank branch: First of all contact the nearest bank branch or financial institution.
- Get information: Seek information about the plan and application process from bank officials.
- Fill the application form: Fill all the necessary information correctly by getting the application form from the bank.
- attach a file: Submit a copy of all the necessary documents with the application.
- Submit the form: Submit the application form and document to the bank.
- Bank check: Bank officials will check your application and documents.
- Survey: Bank employees can survey your animal husbandry business.
- Loan acceptance: The loan will be approved on all the criteria.
- Get loan amount: The loan amount will be transferred directly to your bank account.
Use of loan amount
- Animal shopping (cow, buffalo, sheep, goat, chicken etc.)
- Fodder and medicines for animals
- Equipment and devices repair for animal husbandry
- Manifestation
- Training and technical assistance related to animal husbandry
- Expenditure of animal health and insurance
Yojana’s interest rate and repayment period
- The interest rate is usually between 4% to 7%, which may vary according to the bank and the plan.
- The repayment period is from 3 to 5 years, which can be repaid in easy installments.
- Interest subsidy is also available in some schemes, which reduces the burden of farmers.
Important tips
- While applying, keep all the documents correct and complete.
- Take complete information about the scheme from bank officials.
- Use the loan amount only in the works related to animal husbandry.
- Pay the installments on time so that there is no problem in taking loans in future.
- Be aware for subsidy and other benefits available under the scheme.
Frequently asked questions (faqs)
Q1. Can I take an animal husbandry loan without a bank guarantee?
Yes, many schemes also get loans without ground guarantee.
Q2. How to apply for loan?
Go to your nearest bank branch and fill the application form and submit the necessary documents.
Q3. How much can you get the loan amount?
From ₹ 40,000 to ₹ 60,000, depending on the number and type of animals.
Q4. What is the interest rate?
Usually between 4% to 7%, depending on the plan and the bank.
Q5. In which period is the loan to be repaid?
In easy installments over a period of 3 to 5 years.
conclusion
Pashupalan Loan Yojana There is a golden opportunity for farmers and cattle rearers, with which they can increase their animal husbandry business and become financially strong. This scheme plays an important role in rural development and farmer welfare due to a loan ranging from ₹ 40,000 to ₹ 60,000 and in easy installments. If you are in animal husbandry business or want to start it, then definitely take advantage of this scheme.
Disclaimer: This article Pashupalan Loan Yojana It is based on real and official information related to. The rules, eligibility, interest rates and other details of the scheme can change from time to time. While applying, get the latest information from your nearest bank or government office. The scheme is completely valid and government.
