E-vouchers, loans and toolkit messages start coming, check soon PM Vishwakarma Yojana-Variousinfo

Pradhan Mantri Vishwakarma Yojana 2025 (PM Vishwakarma Yojana) is an ambitious scheme of the Government of India, which aims to provide economic and technical assistance to traditional artisans and craftsmen. Under this scheme, the government is providing e-vouchers, loans and modern toolkits to workers associated with 18 types of traditional businesses to improve their business.

The main objective of this scheme is to empower artisans and craftsmen and make them self -sufficient. Under this, the beneficiaries will be given an e-voucher of ₹ 15,000, loan at low interest rate, and skill development training. Let’s get detailed information about this scheme.

Introduction to Pradhan Mantri Vishwakarma Yojana

The scheme is made for artisans and craftsmen who are employed in traditional businesses. This includes businesses like carpentry, blacksmith, goldsmith, tailor, potter, washerman etc. Under this scheme, not only financial assistance is given to the beneficiaries, but they are also provided e-vouchers to buy modern tools.

Observation of scheme

PM Vishwakarma e-Voucher: What is is?

E-voucher is an important part of this scheme. This voucher is worth ₹ 15,000, which beneficiaries can only use to buy modern tools from authorized centers.

Key things related to e-voucher:

• It is only given to the beneficiaries who have completed training.
• The voucher can only be used at authorized centers.
• This voucher is provided in digital form.

PM Vishwakarma Loan Scheme: Loan facility

Under this scheme, the artisans are also given loans at a low interest rate. The loan amount is given in two stages:

1. First installment: ₹ 1 lakh (duration of 18 months)
2. Second installment: ₹ 2 lakh (period of 30 months)

Loan characteristics:

• Interest rate only 5% annual.
• Loans available without any guarantee.
• 100% guarantee cover to banks by the government.

Eligibility criteria

The following eligibility is necessary to take advantage of the Pradhan Mantri Vishwakarma Yojana:

• The age of the applicant should be at least 18 years.
• The applicant should be active in a traditional business (eg carpenter, blacksmith).
• No other government scheme should be availed in the last 5 years.
• Only one member from a family will be eligible.

Application process

How to apply online?

1. First go to the official portal or nearest CSC center.
2. Get verification with Aadhaar card and mobile number.
3. Fill the registration form in which individual information and business related information.
4. Get a certificate after completing training.
5. After getting the certificate, apply for e-voucher and loan.

Vishwakarma Toolkit Yojana: Toolkit Scheme

This scheme is part of the Pradhan Mantri Vishwakarma Yojana. Under this, the beneficiaries are given an e-voucher of ₹ 15,000 to buy modern tools useful in their business.

Main things of Toolkit Plan:

• E-voucher will be given to buy toolkit.
• This voucher will be valid only at authorized centers.
• Only the beneficiaries who have completed training will get this facility.

Benefits of PM Vishwakarma Yojana

This scheme has many advantages that help artisans and craftsmen become self -sufficient:

• Can improve your work with financial assistance.
• There is a facility to buy modern tools.
• Skill development training provides new technical knowledge.
• Loan reduces the financial burden at a low interest rate.

Required documents

The following documents are required to apply in the scheme:

• Aadhar card
• Bank account statement
• Income certificate
• Ration card
• Passport Size Photo

Disclaimer:

This article provides information based on Pradhan Mantri Vishwakarma Yojana 2025. However, it is important to note that while applying in such schemes, only rely on official portal or authorized centers. Beware of any fake message or call.