Impact of new rules: From 1 April 2025, UPI (Unified Payments Interface) services such as Google Pay, PhonePe, and Paytm will stop working on some mobile numbers. This change has been made by the National Payment Corporation of India (NPCI), the main objective is to stop cyber fraud and make UPI transactions more secure. Under this rule, mobile numbers that are not being used or which have been closed will be removed from bank accounts.
The main reason behind this decision is that passive mobile numbers can cause technical disturbances in banking and UPI systems. If these numbers are re-rooted to another person, it can cause fraud. Therefore, it is necessary that your bank account is connected to an active mobile number. If your number is inactive or changed, you have to update it as soon as possible.
UPI Rules Change: Key Highlights
| Description | Expansion of details |
| Date of implementation of rules | 1 April 2025 |
| Affected services | Google Pay, PhonePe, Paytm |
| Reason | Stop cyber fraud and make UPI transactions safe |
| Impact of rules | Dormant mobile numbers remove from bank accounts |
| Regular update | Banks and UPI apps will have to check passive numbers every week |
| Reporting requirement | Banks will have to report to NPCI every month |
| Safety measures | The number will be updated only with the consent of users |
Importance and requirement of new rules
To increase safety and transparency, NPCI has taken this decision. Removing inactive mobile numbers will reduce the chances of wrong transaction and will help prevent cyber fraud. In addition, banks and UPI apps will have to update their data regularly, making the system more secure and efficient.
What to do according to the new rules?
- Update the mobile number: If you have recently changed your mobile number, then update it to your bank and UPI app.
- Check inactive numbers: If your number is inactive, re-activate it as soon as possible or update a new number to your bank account.
- Complete KYC Verification: Complete the KYC verification in your UPI apps so that your account is safe.
- Keep in mind the notification: Take care of the notification of UPI apps and update your information as required.
Results of passive numbers
If you do not update your mobile number and is inactive, then you may have trouble in UPI transactions. Your Google Pay, PhonePe, or Paytm account can be locked and you may be unable to send or receive money. Therefore, it is important that you keep your mobile number updated and make sure it is in your name.
Following and reporting rules
Banks and UPI apps will have to submit a report to NPCI every month, which will include UPI IDS, active users, and local transactions information. This report will ensure that all transactions are safe and transparent.
Increase in safety and transparency
The UPI transactions will be more secure and transparent by these new rules. Users will have to agree to update their numbers, so that no change will happen without their knowledge. This will ensure that all transactions are in the right person’s account and the chances of fraud are reduced.
conclusion
The purpose of these new rules is to make UPI transactions safe and transparent. Users will have to keep their mobile numbers updated and ensure that they are active. This will not only reduce cyber frauds, but will also be more efficient and safe.
Important things:
- Security: Removing passive numbers will increase security.
- Transparency: All transactions will be transparent.
- Consent: The numbers will be updated only with the consent of the users.
- Regular updates: Banks and UPI apps will have to update data regularly.
Disclaimer: This article is only to provide information and it does not confirm any specific plan or rule. This information is based on the rules issued by NPCI, which are to make UPI transactions safe. For more information about any specific rule or plan, you should contact the concerned authorities.
