In India Digital payment The most popular medium of Unified Payments Interface (UPI) Is. This system is financially financially for crores of people Easy transaction, Fast And Safe Makes. April 1, 2025 From Some significant changes in UPI payment rules Have been done.
The purpose of these changes is to the UPI system and More secure And Effective Have to make. In this article, we will give full information about these new rules.
UPI Payment New Rules
| Speciality | Description |
| UPI ID on passive numbers | If not used for 90 days, UPI ID will automatically become inactive. |
| Data update | It will be mandatory to update the bank and PSP weekly data. |
| Collecting payment limit | Person-to-person collecting payment limited to ₹ 2,000. |
| Safety measures | Apply additional safety measures to prevent fraud in transaction. |
| User consent | It is mandatory to obtain the consent of the user clearly. |
| Monthly reporting | Reporting on monthly basis by PSP. |
What are the new rules of UPI Payments?
- UPI ID to be inactive on passive mobile numbers: Now if no mobile number has been used for 90 days, then the UPI ID linked on it will automatically be deactivated.
- Weekly data update: Bank and Payment Service Provider (PSP) will have to update their mobile number records every week to reduce the chances of wrong transaction.
- Collect Payment Limit: Person-to-Person (P2P) Collect Payment Request has been limited to ₹ 2,000.
- Improvement in security measures: Under the new rules, emphasis has been laid on making UPI transactions more secure.
The purpose of these changes
- Safety improvement: Eliminating the risk associated with passive numbers.
- Control of corruption and fraud: Increasing transparency of transactions.
- Increase the reliability of UPI system: Providing better experience to users.
- Ensuring accuracy of data: To reduce mistakes with weekly updates.
Features of UPI system
- 24/7 transactions: Facility to send and receive money at any time.
- One app, many bank accounts: Reach many bank accounts from the same app.
- QR Code Payment: Fast and safe payment by scanning QR.
- Autope feature: Automatic payment of regular bills or subscriptions.
- Sharing payment with friends: Easy to pay person-to-person.
Benefits of UPI
- Cheap service: Most transactions are at free or minimum fee.
- Simple Uses: It is easy to use even when technical knowledge is low.
- Promotion of digital economy: The requirement of cash transactions is reduced.
- Control of corruption: Digital transactions have reduced the flow of black money.
UPI performance in March 2025
| Category | Price/number | Growth (%) |
| March 2025 Transaction Price | ₹ 24.77 lakh crore | +25% |
| March 2025 Transaction Number | 19.78 billion | +36% |
| FY25 Total Transaction Price | ₹ 260.56 Lakh | +30% |
| FY25 Total Transaction Number | 131.14 billion | +42% |
Are these changes in the right direction?
These changes made in the UPI system are necessary to make digital payments more secure and reliable. Users will get better experience by eliminating the risk associated with passive numbers and ensuring data accuracy.
conclusion
The new rules of UPI Payments, which came into force from April 1, 2025, will further strengthen the Indian digital payment system. These changes will not only increase security but will also provide users a more transparent and convenient experience.
Disclaimer: This article is based on real information. The UPI rules, which came into force from April 1, 2025, are completely correct and declared by NPCI.
