Animal husbandry in India is an important part of the rural economy. This not only helps in increasing the income of farmers, but also creates employment opportunities in rural areas. Keeping this in mind, State Bank of India (SBI) has started SBI Pashupalan Loan Yojana 2025. The objective of this scheme is to provide financial assistance to farmers and cattle rearers to start or expand their business.
The scheme is specially designed for those who want to adopt cow rearing, buffalo rearing, milk production or other animal husbandry activities. In this article we will give you all the important information of this scheme, such as its benefits, eligibility, application process and other details.
What is SBI Pashupalan Loan Yojana 2025?
SBI Pashupalan Loan Yojana 2025 is a special loan scheme launched by State Bank of India. Its main objective is to promote animal husbandry business in rural areas and to empower farmers financially. Under this scheme, farmers and cattle rearers can get loans ranging from ₹ 1 lakh to ₹ 10 lakh.
SBI Pashupalan Loan Yojana 2025 overview
| Description | Information |
| Name of the scheme | SBI Animal Husbandry Loan Scheme 2025 |
| Starting | State Bank of India (SBI) |
| Loan amount | From ₹ 1 lakh to ₹ 10 lakh |
| Interest rate | Starting 7% per year |
| Loan period | Maximum 5 years |
| Guarantee | ₹ 1.6 lakh without guarantee |
| Subsidy | Eligible applicants up to 33% |
| Application process | Offline (in SBI branch) |
SBI Animal Husbandry Loan Scheme 2025 Benefits
Many benefits are given under this scheme which are very useful for farmers and cattle rearers:
- Low interest rate: The interest rate in this scheme starts at only 7%, which is much lower than other loan schemes.
- Large loan amount: You can get a loan of up to ₹ 10 lakh.
- Long repayment period: The loan can be repaid for a maximum of 5 years.
- Loan without guarantee: No guarantee is required for loans up to ₹ 1.6 lakh.
- Benefits of subsidy: Eligible applicants can get up to 33% subsidy.
- Early process: The loan is approved in just 24 hours after the application.
Eligibility for SBI Animal Husbandry Loan Scheme 2025
To take advantage of this scheme, you have to fulfill the following conditions:
- The applicant should be a citizen of India.
- The age of the applicant should be between 18 and 60 years.
- The applicant should be a farmer, cattleman or rural entrepreneur.
- There should be no arrears of any bank on the applicant.
- The applicant’s CIBIL score should be good.
- The applicant should have a proper plan to start or expand the animal husbandry business.
SBI Animal Husbandry Loan Scheme 2025 Use
The amount received from this scheme can be used in the following tasks:
- To buy cow or buffalo: to buy milch animals.
- To make sheds: shed construction for animals living.
- To buy fodder: to buy high quality fodder.
- Medicines and vaccines: Buying medicines and vaccines for animal health care.
- To buy milk equipment: buying milk and storing equipment.
SBI Pashupalan Loan Yojana interest rate
The interest rate in this scheme is very competitive. This rate depends on your cibil score and loan amount. If your CIBIL score is good, you can get a loan at a low interest rate.
SBI Pashupalan Loan Yojana’s subsidy
In this scheme, eligible applicants get subsidy of up to 33% on their loan amount. This subsidy is directly deposited in your account, which reduces your financial responsibility.
Application process
It is very easy to apply for SBI Pashupalan Loan Yojana 2025. Follow the steps below:
- Go to the nearest SBI branch.
- Fill the application form and submit the required documents.
- Your application will be approved on checking the documents.
- After approval, your loan amount will be deposited in your account.
Necessary documents:
- Aadhar card
- PAN card
- Bank account statement
- Income certificate
- Project Report (Animal Husbandry Business Scheme)
SBI Pashupalan Loan Yojana 2025: Benefits and Suggestions
Benefits:
- Employment generation in rural areas.
- Increase in farmers’ income.
- Help in increasing milk production.
- To strengthen the rural economy.
Suggestion:
- Keep your project report ready.
- Keep all the necessary documents ready in advance.
- Pay EMI on time so that your credit score does not deteriorate.
Disclaimer:
This article provides information based on SBI Pashupalan Loan Yojana 2025. Although this plan seems real, but confirm all the details by contacting your nearest SBI branch before applying. Rules related to plans can change from time to time.
