SBI Pashupalan Loan Yojana 2025: Do you want to start a cow farming or animal husbandry business? Do you need money for this? So there is good news for you. The Government of India and the State Bank of India (SBI) together have launched a special loan scheme for cattle ranchers. The name of this scheme is SBI Animal Husbandry Loan Scheme 2025.
Under this scheme you can easily take a loan for cow rearing, buffalo rearing, goat rearing or any kind of animal husbandry. The special feature of this loan is that it has low interest rate and many facilities are also being provided. Let us know in detail about SBI Animal Husbandry Loan Scheme 2025 in this article.
What is SBI Animal Husbandry Loan Scheme 2025?
SBI Animal Husbandry Loan Scheme 2025 is a government scheme run by State Bank of India. The main objective of this scheme is to provide financial assistance to people living in rural areas for animal husbandry. Under this scheme, farmers and cattle rearers can take loans ranging from 1 lakh to 10 lakh rupees.
SBI Animal Husbandry Loan Scheme 2025 Key Information
Description | Information |
Name of the scheme | SBI Animal Husbandry Loan Scheme 2025 |
Starting | State Bank of India (SBI) |
Loan amount | 1 lakh to 10 lakh rupees |
Interest rate | Starts at 7% |
Loan period | Up to 5 years |
Guarantee | 1.6 lakhs without guarantee |
Subsidy | Up to 33% |
Application process | Offline (in bank branch) |
Benefits of SBI Animal Husbandry Loan Scheme 2025
There are many advantages of this scheme which are very helpful for cattle rearers and farmers:
- Low interest rate: The interest rate on this loan is very low, which starts at just 7%.
- Large loan amount: You can take a loan of up to 10 lakh rupees.
- Long repayment period: The loan can be repaid in a long period of up to 5 years.
- Loan without guarantee: No guarantee is required for loans up to Rs 1.6 lakh.
- Benefits of subsidy: This scheme can get up to 33% subsidy.
- Get a loan early: The loan is approved within 24 hours of the application.
Eligibility for SBI Animal Husbandry Loan Scheme 2025
To take advantage of this scheme, you have to fulfill certain conditions:
- You should be a citizen of India.
- You should be between 18 and 60 years old.
- You can be a farmer, cattleman or rural entrepreneur.
- Your CIBIL score should be good.
- You should not have any arrears of any bank.
- You should have space for animal husbandry.
Documents required for SBI Animal Husbandry Loan Scheme 2025
While applying for a loan, you have to give these documents:
- Aadhar card
- PAN card
- Photo identity card (voter ID or driving license)
- Ration card or electricity bill)
- Bank statement (last 6 months)
- proof of income
- 2 passport size photo
- Land papers (if it is)
How to apply for SBI Animal Husbandry Loan Scheme 2025?
It is very easy to apply for this scheme. You can follow these steps:
- Go to your nearest SBI Bank branch.
- Go there and ask for application forms for animal husbandry loan.
- Fill the form carefully and apply all the necessary documents.
- Submit the filled form to the bank officer.
- The bank will check your application and soon tell you whether your loan is approved or not.
- If the loan is approved, the bank will transfer money to your account.
How to use SBI Animal Husbandry Loan Scheme 2025?
You can use this loan in many ways:
- To buy cow or buffalo: You can buy milch animals with this money.
- To make sheds: You can make a good shade for animals to live.
- To buy fodder: You can buy good fodder for animals.
- For medicines and vaccines: You can buy medicines and vaccines to take care of animal health.
- To buy milk equipment: You can buy milk extract and store equipment.
SBI Animal Husbandry Loan Scheme 2025 Interest Rate
In this scheme, the interest rate has been kept very low. The interest rate starts at 7%. This rate depends on your cibil score and loan amount. If your CIBIL score is good, you can get a low interest rate.
SBI Animal Husbandry Loan Scheme 2025 loan amount
Under this scheme, you can take loans ranging from 1 lakh to 10 lakh rupees. The loan amount depends on the need of your project and the ability to repay.
SBI Animal Husbandry Loan Scheme 2025 repayment period
You are given a time of up to 5 years to repay this loan. You can pay a loan in monthly installments (EMI) as per your convenience.
Subsidy in SBI Animal Husbandry Loan Scheme 2025
In this scheme, up to 33% subsidy is given by the government. That is, if you take a loan of 10 lakhs, then you can get a subsidy of Rs 3.3 lakh. This subsidy is directly deposited in your loan account.
Benefits of SBI Animal Husbandry Loan Scheme 2025 for farmers
This scheme is very beneficial for farmers and cattle rearers. This gives them these benefits:
- Increase in income: Animal husbandry may increase the income of farmers.
- Employment opportunity: This creates new employment opportunities in rural areas.
- Increase in milk production: This will increase the production of milk in the country.
- Self -reliance: Farmers can become self -sufficient with this business.
- Strengthening the rural economy: This will strengthen the economy of villages.
SBI Animal Husbandry Loan Scheme frequently asked about 2025 (FAQs)
- Will this loan be guaranteed?
- There is no guarantee for loans up to Rs 1.6 lakh. For more money, guarantee or property may have to be pledged.
- Will you get a loan even if CIBIL scores are low?
- CIBIL score should be good. The chances of getting a loan are reduced when score is low.
- Can women also apply for this loan?
- Yes, women can also apply for this loan. Many times women applicants are also given priority.
- Will the loan amount be found together?
- Loan amount is usually given in installments. First some zodiac sign is given, then seeing the progress, the remaining amount is given.
- Does this loan cost any processing fees?
- Yes, this loan may cost some processing fees. This fee can be up to 1% of the loan amount.
Disclaimer (disclaimer)
This article has been written only for the purpose of information. Although we have tried our best to give accurate information, the terms and conditions of the scheme may change from time to time. Therefore, before any action, please get the latest information by contacting the official website of SBI or the nearest SBI branch. We are not responsible for any decision made based on the information given in this article.