SBI’s most powerful Lumpmus Plan 2025 is a scheme that promises to give a strong return to investors on lump sum investment. This plan is ideal for those who want to get good returns for a long time by investing their deposit capital at a time. SBI, a major government bank of India, continues to present attractive schemes for investors from time to time.
To invest in this lump sum plan of SBI, you only have to deposit your money once. The minimum investment amount in this scheme is Rs 1 lakh, and there is no limit for maximum investment. This plan gives interest ranging from 7.5% to 8.5%, which can be a good option for investors. In addition, SBI’s mutual funds are also known for giving attractive returns to investors.
SBI Lump Sum Plan 2025: Overview
| Speciality | Description |
| Minimum investment | ₹ 1 lakh |
| Maximum investment | No limit |
| Interest rate | 7.5% to 8.5% |
| Investment type | Lump sum |
| Investment period | Long period |
| Benefit | High returns, safe investment |
| tax benefits | Tax exemption on some funds |
Benefits of lump sum investment
Investors get many benefits in lump sum investment:
- Better control: Investors get more control over their investment, as they can select a lump sum and also decide the duration of investment.
- Better returns: If investment is made at the time of economic recession, the return may be high during recovery.
- Benefits of Joint Interest: Lumpum Investment gives more profit of joint interest, as the entire amount is invested simultaneously.
Features of SBI Mutual Funds
SBI mutual funds can also be a good option for investors. Following are the characteristics of some of these major funds:
- SBI Small Cap Fund: This fund has given an annual return of 18.96% in the last 10 years.
- SBI Long Term Equity Fund: Its performance has also been good, with an annual return of 24.8% and 31.52% in the last 3 and 5 years.
- SBI Gold Fund: This fund falls in the commodity category and its minimum investment is ₹ 5,000.
Use of calculator to invest
You can estimate the possible returns of your investment by using SBI Lumpsum Calculator before investing. This calculator tells you the total value of your investment in future based on investment amount, return rate and investment period. This helps you plan your investment.
Necessary documents for investment
You will need the following documents to invest in the Lampsam plan:
- PAN card
- Aadhar card
- Bank account statement
- Mobile number
conclusion
SBI’s lampsam plan is a good option for investors who want high returns on lump sum investment. This plan is safe and attractive, but it is important to evaluate market status and its financial situation before investing.
Disclaimer: This article is for general information and should not be taken as any specific investment advice. You should contact the official SBI website or branch for information about the reality and availability of SBI’s Lumpum Plan. It would be appropriate to consult your financial advisor before investing.
