In today’s time, it has become very important to choose the right investment plan, especially when you want to make your future safe and profitable. State Bank of India (SBI) has introduced a lampsam investment plan for 2025 that promises to give strong returns to investors. This scheme is ideal for those who want to invest a large amount at once and increase their money rapidly for a long time. In this article, we will give you complete information about this plan.
SBI Lumpsum Best Plan 2025: Chief Information
This SBI’s lampasam plan is designed for investors who are looking for safe and high returns. In this, the amount is invested at a time and the interest is connected to it over time. A brief description of this plan below is given:
| Name of the scheme | SBI Lumpsum Best Plan 2025 |
| Minimum investment amount | ₹ 5,000 |
| Maximum investment amount | No limit |
| Fund type | Open-ended |
| Average annual return (5 years) | 12% to 20% (estimated) |
| Risk level | Medium to high |
| Benefit | Long -term high returns |
Why invest in this scheme?
There are many reasons for SBI to choose this lump sum plan. Let us know why this plan can be right for you:
- Higher Return: This plan of SBI has given annual return of 12% to 20% on an average in the last few years.
- Flexibility: Investment can be started from minimum ₹ 5,000, which can participate in both small and big investors.
- Security: SBI is the largest government bank in India, which ensures your money safety.
- Tax benefits: Some funds also get tax exemption, which can increase your total profit.
- Compounding Interest: Your money increases rapidly due to compounding interest.
SBI Lumpum Plan 2025: How does it work?
In this scheme, you invest the amount at once and this amount keeps increasing with time. It provides the benefit of compounding interest, which increases your money rapidly.
Example:
If you invested ₹ 1 lakh and the average annual return was 15%, then after 5 years your amount will be around ₹ 2.01 lakh.
Investment Process:
- Go to any branch of SBI or use Net Banking/Mobile App online.
- Select the fund of your choice.
- Start with a minimum of ₹ 5,000.
- Wait till maturity and get strong returns.
SBI’s Top Lumpum Funds 2025
SBI has introduced several funds that are suitable for lump sum investment. Below is the list of some major funds:
| Fund name | Average annual return (5 years) | Minimum investment amount |
| SBI Small Cap Fund | 24.83% | ₹ 5,000 |
| SBI Bluechip Fund | 16.46% | ₹ 5,000 |
| SBI Flexicap Fund | 16% | ₹ 1,000 |
| SBI Equity Hybrid Fund | 13.74% | ₹ 1,000 |
| SBI Large & Midcap Fund | 20.18% | ₹ 5,000 |
Benefits of this scheme
SBI Lumpmus Plan 2025 provides many benefits:
- Benefits of compounding: Your money increases rapidly due to compounding interest.
- Risk management: You can control your risk by having options in different funds.
- Suitable for long periods: This scheme is designed to deliver high returns over long periods.
- Flexibility: You can decide the minimum and maximum amount according to your needs.
Who can apply?
There are some eligibility criteria to apply in SBI Lumpsum Best Plan 2025 which is required to be met:
- It is mandatory to be an Indian citizen.
- The minimum age should be 18 years.
- KYC documents such as Aadhaar card, PAN card and passport are required.
- A minimum amount of ₹ 5,000 or more will have to be invested.
Is this plan right for you?
This plan can be right for those people:
- Those who can lock money for a long period.
- Which can take high risk from moderate.
- Those who want to increase their money rapidly.
Disclaimer:
This article is written only for the purpose of providing information. Please consult your financial advisor before taking any type of financial decision. Whether or not can there be a real plan called “SBI Lumpsum Best Plan 2025”; Check official sources to confirm this.
