SBI’s Dhansu Scheme! Submit ₹ 30,000 and get tremendous returns in 444 days SBI Investment Plan 2025

State Bank of India (SBI) has recently launched a Fixed Deposit (FD) scheme, which can give investors a tremendous return in 444 days. The name of this scheme is SBI Amrit Vrishti FD Scheme, which not only offers safe investment options, but also attracts with high interest rates. To invest in this scheme, you only have to deposit a minimum amount of ₹ 1,000, which also makes it accessible to small investors.

The biggest feature of this scheme is that it provides a high interest rate of 7.75% to senior citizens, while general investors get a rate of 7.25%. Apart from this, SBI employees and pensioners also get additional interest rate benefits. Under this scheme, you can get interest on monthly, quarterly or semi-annual basis as per your convenience.

SBI Amrit Vrishti FD Scheme overview

The table below gives details of the main features of SBI Amrit Vrishti FD Scheme:

Benefits of investment

Investing in SBI Amrit Vrishti FD Scheme can give you many benefits:

• High interest rates: In this scheme, general investors get an interest rate of 7.25% and senior citizens 7.75%, higher than other FD schemes.
• Safe investment: SBI is a government bank, which makes your investment completely safe.
• Flexible Interest Payment: You can get interest on monthly, quarterly or semi-annual basis as per your convenience.
• Debt facility: This FD is also available to take loans, which can help you in times of financial crisis.

Investment process

It is very easy to invest in SBI Amrit Vrishti FD Scheme. You can invest in the following ways:

1. Online Investment: Through the Yono SBI app you can invest from home.
   • Step 1: Download and login the Yono SBI app.
   • Step 2: Go to ‘Deposits’ options and choose ‘Fixed Deposits’.
   • Step 3: Click on the ‘Open Fixed Deposits’ button.
   • Step 4: Fill the required information and click on ‘Next’.
   • Step 5: Check the details, agree with the conditions, and click on ‘confirmed’.
2. Investment through bank branch: You can also invest by going to your nearest SBI branch.
   • Step 1: Go to your nearest SBI branch.
   • Step 2: Ask for FD application form.
   • Step 3: Fill the required information.
   • Step 4: Enter the duration as 444 days.
   • Step 5: Submit the form.

Premature withdrawal policy

SBI Amrit Vrishti FD Scheme has a premature withdrawal facility, but a penalty is applied for this. If your investment is up to ₹ 5 lakh, then a penalty of 0.50% is imposed, while a penalty of 1% is applied to investment of more than ₹ 5 lakh and less than ₹ 3 crore. However, there is no penalty for SBI employees and pensioners.

conclusion

SBI Amrit Vrishti FD Scheme is an attractive and safe investment option, which comes with high interest rates. If you want to invest your money safely and get high returns, this scheme may be suitable for you. However, take care of the penalty at the time of premature withdrawal.

Special precautions

Before investing in this scheme, it is necessary to take care of some things:

• Period of investment: This scheme is for 444 days, so you have to keep your investment closed for this period.
• Interest Rates: Interest rates can change from time to time, so check the current rates before investment.
• Premature withdrawal penalty: If you make your investment ahead of time, you may have to pay a penalty.

Necessary documents for investment

You may need the following documents to invest in SBI Amrit Vrishti FD Scheme:

• Aadhar card
• PAN card
• Bank account statement
• Address proof

Disclaimer: This article only provides general information and should not be considered as a specific investment advice. To check the reality and availability of SBI Amrit Vrishti FD Scheme, please contact the official SBI website or bank branch. It is necessary to read all the terms and conditions carefully before investment.