PM Vishwakarma Yojana Online Apply: PM Vishwakarma Yojana 2025, launched by Prime Minister Narendra Modi, is now running in full swing. The main objective of this scheme is to economically empower the traditional artisans and craftsmen of India. The government has kept a budget of Rs 13,000 crore for this scheme, which is expected to benefit about 30 lakh artisans.
Under PM Vishwakarma Yojana, artisans are being provided facilities like skill training, toolkit assistance, and loans at low interest rates. The scheme covers 18 traditional occupations, including many such as carpenters, blacksmiths, potters, cobblers, and tailors. Now the process of online application for this scheme has started, so that eligible beneficiaries can avail its benefits sitting at home.
What is PM Vishwakarma Yojana 2025?
PM Vishwakarma Yojana 2025 is a central sector scheme launched by the Government of India for traditional artisans and craftsmen. The main objective of this scheme is to connect these artisans with modern technology, enhance their skills, and make them economically self-reliant.
Key Features of PM Vishwakarma Yojana 2025
| Speciality | Description |
| name of the scheme | PM Vishwakarma Yojana 2025 |
| launch date | 17 September 2023 |
| target beneficiaries | Traditional artisans and craftsmen |
| total budget | Rs 13,000 crore |
| loan amount | up to Rs 3 lakh |
| interest rate | 5% per annum |
| toolkit help | up to Rs 15,000 |
| training period | Basic (5-7 days), Advanced (15+ days) |
Benefits of PM Vishwakarma Yojana
- Skill Training: Free basic and advanced training will be given to the artisans.
- Toolkit Assistance: Voucher will be given to purchase toolkit up to Rs 15,000.
- Cheap Loan: Loan available at low interest rates up to Rs 3 lakh.
- Digital Transaction Incentive: Re 1 reward on every digital transaction (maximum 100 transactions per month).
- Marketing Support: Help in branding of products and market reach.
Eligibility for PM Vishwakarma Scheme
- Age: Between 18 to 60 years
- Occupation: Engaged in any one of 18 selected traditional occupations
- Income: Annual family income less than Rs 5 lakh
- Other condition: Should not have availed the benefit of any other government scheme in the last 5 years
PM Vishwakarma Yojana Online Application Process
- Registration: Visit the nearest Common Service Center (CSC).
- Mobile Verification: Verify your mobile number.
- Aadhaar eKYC: Complete eKYC with Aadhaar card.
- Form Filling: Fill the Artisan Registration Form.
- Document Upload: Upload the required documents.
- Submission: Submit the form and get the registration ID.
Loan process under PM Vishwakarma Scheme
- Step 1: Loan of Rs 1 lakh (after basic training)
- Step 2: Loan of Rs 2 lakh (after repayment of first loan and advanced training)
- Interest Rate: 5% per annum
- Repayment Period: First Loan – 18 months, Second Loan – 30 months
Businesses included in PM Vishwakarma Yojana
- Carpenter
- Blacksmith
- Potter
- Cobbler
- Tailor
- Barber
- Goldsmith
- Stone Sculptor
- Basket/Mat Weaver
- Washerman
Training under PM Vishwakarma Scheme
- Basic Training: 5-7 days duration
- Advanced Training: 15 days or more
- Training Allowance: Rs 500 per day
digital transaction promotion
- Re 1 reward on every digital transaction
- Up to 100 transactions per month
- Applicable on transactions through UPI, RuPay card, or other digital means
Monitoring of PM Vishwakarma Scheme
- Central Level: Regular review by the Ministry
- State Level: Monitoring of implementation by State Governments
- District level: Review of progress by a committee headed by the District Collector
Importance of PM Vishwakarma Yojana
- Skill Development: To adapt the skills of traditional artisans to the modern market.
- Economic empowerment: Promoting self-reliance by providing loans at low interest rates.
- Digital Inclusion: Connecting artisans to the mainstream economy by encouraging digital transactions.
- Cultural Preservation: To preserve and promote traditional arts and crafts.
- Employment Generation: To reduce unemployment by creating self-employment opportunities.
Challenges of PM Vishwakarma Scheme
- Lack of Awareness: Lack of information about the scheme in rural areas.
- Technical barriers: The online application process can be challenging for many artisans.
- Quality Control: Ensuring the quality of training and toolkits.
- Market Access: Providing markets for finished products.
- Loan Recovery: Ensuring timely loan repayment.
Future of PM Vishwakarma Yojana
The target of PM Vishwakarma Yojana is that by 2025, about 30 lakh artisans and craftsmen should get its benefits. This scheme will not only preserve traditional arts and crafts but will also strengthen the rural economy. In the coming years, more businesses are likely to be included under the scheme.
conclusion
PM Vishwakarma Yojana 2025 can prove to be a boon for the traditional artisans and craftsmen of India. This scheme will not only enhance their skills but will also help them become financially self-reliant. However, the success of the scheme will depend on its effective implementation and continuous monitoring.
Disclaimer
This article is for informational purposes only. PM Vishwakarma Yojana 2025 is a genuine government scheme, but its terms and conditions may change from time to time. For any official information please visit the government website or nearest CSC centre. We have attempted to keep the information provided here accurate, but we are not responsible for any errors or omissions.
