PM Free Awas Yojana 2024: Everyone wants to have their own house. Every person works extremely hard to build his dream house. But this is a big problem for poor families. They do not have enough money to build a permanent house. In such a situation, they live their life in slums only. But now the government has started a scheme for the upliftment of the poor class. The main objective behind this scheme is to ensure that poor families get their own permanent house.
Financial assistance is given to build a permanent house
Let us tell you that the Prime Minister Free Housing Scheme has been started by the Central Government. Under this scheme, financial assistance will be provided to the economically weaker section of the society to build permanent houses. There are many poor families who do not have money available to build a permanent house. In such a situation, the government is helping these families and giving them financial assistance to build their dream houses.
This is run by the government Pradhan Mantri Awas Yojana Under this, a subsidy of up to Rs 120,000 or Rs 2,50,000 is provided to people living in urban areas or rural areas. The amount of subsidy may vary according to different areas. Your subsidy amount is sent directly to your bank account through bank transfer system.
Benefits available under the scheme
- Under Pradhan Mantri Awas Yojana, you get a loan for 20 years at a very low interest rate.
- You will have to pay only 6.50% interest on the loan.
- Loans are provided to specific groups of people like disabled people or senior citizens at very low interest rates.
- Eligible citizens living in plain areas are given assistance up to ₹ 120,000. Whereas citizens living in hilly areas get financial assistance up to Rs 130,000.
- Under this scheme, if you get a toilet built in your house, additional assistance of up to ₹ 12000 is given.
- The amount received under the scheme is transferred directly to your bank account.
Necessary eligibility to avail the benefits of the scheme
- The applicant must be a permanent resident of India.
- The person applying for the scheme should not already have a permanent house.
- The age of the person applying should be at least 18 years.
- The annual income of the person applying should be between ₹ 3,00,000 to ₹ 6 lakh.
- The name of the person applying should be included in the BPL list on the ration card.
- The applicant must have his/her Voter ID card.
PM फ्री मोबाइल योजना
Documents required for the scheme
- Aadhar card
- Photo
- Beneficiary’s Job Card
- bank passbook
- Swachh Bharat Mission Registration Number
- mobile number
How to apply for the scheme
- To apply for Pradhan Mantri Awas Yojana, first of all you should visit its official website. will go on.
- Now its home page will open in front of you.
- On the home page you will see three dots in the menu bar which you have to click on.
- Now some options will appear in front of you where you will have to click on the option of Awaassoft.
- Now a complete list will appear in front of you in which you will have to select the option of Data Entry.
- After this a new page will open where you will have to click on the option of Data Entry for AWAAS.
- Now a Beneficiary Registration Form will open on the screen in front of you.
- Here you will have to enter your personal details, beneficiary bank details, beneficiary convergence details.
- Whatever details are there in the last column will be filled in the concern office.
- In this way you can easily apply for Pradhan Mantri Awas Yojana through online medium.
Prime Minister Loan Scheme Form