Phone Pay Loan: If you belong to a middle class family, you will often have to take a loan for your work. Many times we need a large amount of money at once for our work. In such a situation we take the help of lawn. Nowadays many online applications offer loans which include Google Pay, Phone Pay etc.
You can take loan sitting at home
Today’s era is digital era in which you can get loan from your phone sitting at home. Today we are giving you information about how you can take an instant loan sitting at home. Let us tell you that the application which provides online payment facility is also providing loan facility to its customers on the phone. Phone Pay is often used for money transactions. But now you can also take loan through phone pay.
Do not need many documents
To take a loan through phone pay, you do not need much paper and you can take the loan through a very easy process. You can take a loan of up to Rs 50 thousand through phone pay in 5 minutes. For this you should have Aadhar Card, PAN Card and your civil score should be good. With PhonePe application, you can easily take a loan without much documents.
Documents required for loan
- Aadhar card
- PAN card
- salary slip
- bank passbook
- Bank statement
- Email ID
- income certificate
- mobile number
- Address proof
गूगल पे ऐप्प से ले 05 लाख का लोन
Qualification required for loan
- Applicants must be natives of India.
- The age of the applicant should be 21 years to 58 years.
- The phone should have Phone Pay application and the account should be active on it.
- The applicant must have some source of income.
- The credit score of the applicant should be more than 750.
- There should not be any type of loan pending or default.
Apply for loan in this way
- To take loan through phone pay, first of all you have to on the phone The application will have to be downloaded.
- After downloading the app, you will have to register in it using your mobile number.
- After registration, you will have to link your bank account with UPI ID.
- After this, go to the dashboard of the app and click on ‘See All’ in the ‘Recharge and Bill’ option.
- As soon as you click on it, the names of third party companies will be displayed in front of you.
- You have to select one of these.
- After this you will have to download the selected third party app on your mobile.
- After downloading the app, you will have to register with the same number which you have used in PhonePe.
- After registration, some personal information will have to be entered.
- Now you have to select the loan plan as per your choice.
- Now you will have to enter the required information and upload the related documents.
- Finally you have to click on the submit option.
- After this, once your loan is approved, the loan amount will be sent to your bank account.