UPI (Unified Payments Interface) in India has made digital payments very easy and fast. But now NPCI (National Payments Corporation of India) has announced a new rule which will be applicable from 1 April 2025. Under this rule, the mobile numbers which have long been inactive or which have been handed over to other users will be removed from bank accounts. This step has been taken to reduce cyber fraud and technical problems.
The main objective of this rule is to make UPI payments safe. When a mobile number remains inactive for a long time, the telecom operators can hand over it to the new user. If the old user linked that number to his bank account, it could pose a safety risk. It can be used incorrectly by the new user, causing financial fraud. Therefore, users are required to keep their mobile number updated and use regularly.
New UPI Payment Rules 2025
According to the new NPCI rules, bank and UPI service providers must regularly update their databases. To ensure that only active mobile numbers are connected to bank accounts, banks will check passive numbers every week.
Description of rules
| Description | Information |
| Date of implementation of rules | 1 April 2025 |
| Why the rule was implemented | To reduce cyber fraud and technical problems |
| Which numbers will be affected | Mobile number assigned to passive or other users |
| What users will have to do | Update and active your mobile number |
| Impact of rules | Safety and stability will increase in UPI services |
| Responsibility of banks | Regular database update |
| Suggestions for users | Check your number regularly and update as required |
Effect of passive mobile number
Inactive mobile numbers not only pose security risk, but they can also cause technical problems in UPI payments. When a number is inactive, OTP (One-Time Password) cannot be sent, which can cause transactions to fail. Therefore, it is important for users to keep their numbers active and use regularly.
Safety and stability
- Safety improvement: Cyber fraud will be less likely by removing passive numbers.
- Technical stability: Will help reduce failures in transactions.
- User Experience: It will be more secure and convenient to use UPI services.
What users will have to do
Users should take the following steps:
- Check the number: Check the position of your mobile number and make sure that it is active.
- Update the number: If your number is passive, reactivate it or update a new number in the bank.
- Use regularly: Use your number regularly so that it does not become inactive.
- Contact the bank: If your old number is closed, contact the bank immediately and keep your account safe.
conclusion
This new rule will help make UPI payments more secure and stable. It is important for users to update their mobile number and use regularly. This will not only reduce the chances of cyber fraud, but will also reduce the failures in transactions.
Disclaimer: This article is for general information and should not be taken as any specific financial advice. The new NPCI rules are real and will be applicable from 1 April 2025. Users should take necessary steps to keep their mobile number updated.
