ICICI Bank Loan Scheme: many times we Loan The need arises. Be it a wedding, buying a car, building a house or any other work, many times there is a need for money and it is not possible for everyone to have a large amount available at once, hence we all take loans. Today we are for you ICICI Bank Loan Scheme Have brought information about. Today we will know that ICICI Bank From Loan How can it be taken? Interest What is the rate, what documents are required, who Loan Can take etc. In such a situation, stay with us to get this complete information.
Loan up to Rs 50 lakh is provided for a period of up to 6 years.
ICICI Bank Personal Loan of Interest start rate 10.85% per annum Are from. This is for a period of up to 6 years 50 lakhs Rupee. up to Loan Provides funds. ICICI Bank Pre-approved instant to your selected customers personal loan Too offer The amount is transferred in just 3 seconds. bank personal loan balance Also provides transfer facility. people whose ICICI Bank In salary have an account, that overdraft service Can also take advantage of.
To take loan, minimum monthly income should be Rs 30000.
In this you Loan 2% of the amount processing fee Has to be given in the form of. ICICI Bank From personal loan To avail this, your monthly income should be at least Rs 30 thousand. If you have done it for the first time EMI 3% of the outstanding loan amount plus applicable tax, If you have 12 EMI or more EMI If payment has been made then zero prepayment Fees have to be paid. Prepayment Fee for MSE customers The processing fee will be nil after payment of the first EMI for loans up to ₹50 lakh. lawn cancellation fees ₹3,000 , GST it occurs.
The age of the loan applicant should be like this
EMI Bounce charges ₹400 per bounce + GST thereon repayment Mode swap charge is ₹500 per transaction + GST. Loan If the person taking Job If you are doing business or doing any business then your age should be between 23 years to 58 years. non there Job The age of the profession person should be between 28 years to 65 years. for the doctor Loan The age for taking it should be 25 years. If you are a working person then you should have 2 years of work experience. Whereas if you are non- Employed/Self-Employed Applicant So the minimum turnover for professionals is Rs 15 lakh. And For non-professionals 40 lakhs Should be Rs.
loan scheme form by phone
Documents required for loan for employed persons
- identity proof like Driving License, Passport, PAN Card, Any one of the Voter ID
- Address proof: Passport, Utility bill (not older than 3 months), Leave and license agreement one of
- 2 Passport size photo
- salary and income credit last 3 months with Bank statement
Documents required for non-employed
- KYC documents Like identity proof, address proof, date of birth proof
- Address proof like passport, leave and license Agreement, Utility Bill (not older than 3 months)
- income certificate
- proof of office address
- last 6 months Bank statement
- Proof of residence or proof of ownership of office
- Certificate that your business is running
- last 3 months salary slip
ICICI Bank Loan Scheme Important Links
View other loan scheme forms
