You can take loan up to Rs 5 lakh


Google Pay Loan Scheme: You all must have heard about Google Pay application. Today’s time is digital era. At present, all our work is completed through online medium only. Nobody carries cash with them these days. From the smallest street vendor to the biggest mall, you can make online payment. In such a situation, you all must be knowing good things about Google Pay application and also using it.

Apply for Google Pay for personal loan

Money transactions are done through this application, but do you know that this application also offers personal loans. Yes, if you need money then you can take personal loan from Google Pay application. Yes, Google Pay is also offering you personal loan. If you want to know more about this then stay with us. We are providing you complete information about this.

Who can take loan from Google Pay

Any person fulfilling the criteria related to Google Pay Loan can avail the loan. Recently Google Pay has started an initiative for new credit customers. In this, partnership has been made with many banks like Federal Bank, DMI Finance etc. to provide personal loans to the people. Through GPay, customers can apply online for any loan between Rs 10,000 to Rs 5 lakh. and can get loan

Documents required to take loan

  • Aadhar card
  • certificate of residence
  • 3 months bank statement
  • passport size photo
  • pan number
  • In KYC verification, the mobile number should be linked to the Aadhar card.
  • You will also have to enable auto-debit facility. ,This can be done using NACH form, debit card or net banking.)
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Necessary eligibility to take loan on Google Pay

  • To take loan from Google Pay, the age of the applicant should be between 21 to 57 years.
  • The applicant’s salary should be deposited in the bank.
  • Must have at least 600 credit score on CIBIL or Experian.
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Apply for loan in this way

  • For instant, business or personal loan, first of all you have to Google Pay for Business The app has to be installed in your phone.
  • Now after signing in to this app, you will have to go to the Loans section.
  • After this you have to go to the Offers tab.
  • Then after selecting the loan amount you want, you have to tap on Get started.
  • After this you will be directed to the lending partners’ website.
  • Here you will have to sign in with your Google Account.
  • Now you have to enter your personal details.
  • Now here you have to select the loan amount and tenure.
  • After this the final loan offer will have to be reviewed.
  • If you find the offer acceptable, then you will have to e-sign the loan agreement.
  • Now you have to upload your KYC documents.
  • After this, you will have to setup eMandate or NACH for EMI payment.
  • Now finally you have to submit your loan application.
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