The Government of India has introduced 10 new free facilities across the country from 8 February 2025. The purpose of these schemes is to promote economic relief, better health services and Digital India. These facilities are for people of every class, whether they are students, farmers, jobs or elderly. These schemes will not only make people’s lives easier, but will also strengthen the country’s economy. Let’s know in detail about these 10 free features.
Overview of plans
The table below has a summary of these 10 free facilities:
| Facility | Details |
| UPI Limit Increase | Transaction up to ₹ 10,000 from feature phone |
| Kisan Credit Card | Loan up to ₹ 2.5 lakh without guarantee |
| Pension withdrawal facility | Facility to remove pension from any bank |
| Mobile recharge plan | Different recharge packs for calling only |
| Foreign university campus | International University studies in India |
| Fire reservation | 10% seats reserved in CISF/BSF |
| ITR Deadline Extension | Last date for filling ITR was extended |
| Ayushman Bharat Extension | Gig workers free treatment up to ₹ 5 lakh |
| Cancer Care Center | Cancer Day Care Units in all districts |
| Tax-free income limit | No tax on income up to ₹ 12 lakh |
1. UPI Limit Increase
Now feature phone users can do transactions up to ₹ 10,000 through UPI. This limit will be up to ₹ 1 lakh in medical emergency.
Benefits:
- Digital payment will be promoted.
- People will be able to do transactions easily in rural areas.
2. Kisan Credit Card (KCC)
The government has announced a loan of up to ₹ 2.5 lakh to farmers without guarantee. The interest rate will be only 4% annually.
How to apply:
- Visit the nearest bank or agricultural service center.
- Show Aadhaar card and land papers.
3. Pension withdrawal facility
Now pensioners can remove their pension from any bank.
Main Benefits:
- Additional verification is not required if the bank changes.
- It is easy to remove pension while traveling in other cities.
4. Mobile Recharge Plan
Under the new TRAI rules, separate recharge packs will now be available only for calling.
Main point:
- Basic plan of ₹ 50 per month in rural areas.
- Internet and calling plans will be different.
5. Foreign University Campus in India
Now International University like Harvard and Oxford will be able to open their campus in India.
Benefit:
- Students will get a chance to study from international faculty.
- The fees will be 50% less than abroad.
6. Agniveer Reservation
10% seats will be reserved for former firefighters in security forces like CISF and BSF.
Ability:
- Candidates who have completed 4 years of service will be eligible in Agnivir scheme.
7. ITR Deadline Extension
The last date for filing income tax returns (ITR) has now been extended till January 15.
Tax exemption:
- Those with annual income of up to ₹ 12 lakh will not have to pay any tax.
8. Ayushman Bharat Scheme Extension
Gig workers like Swiggy, Jomato will now get free treatment of up to ₹ 5 lakh under the Ayushman Bharat Scheme.
How to make Ayushman Card:
- Register on PMJAY website.
- Link the Aadhaar card and mobile number.
9. Cancer Care Center
The government has announced that Cancer Day Care Units will be set up in all districts.
Services:
- Patients will get free chemotherapy and radiation facilities.
10. Tax-free income limit
Now there will be no tax on annual income of up to ₹ 12 lakh.
Example:
If your income is ₹ 10 lakh, then you will not have to pay any tax.
conclusion
These schemes, which come into force from 8 February 2025, will provide economic relief and better living standard to citizens across the country. These facilities will not only make people’s lives easier, but will also strengthen Digital India and health services.
Disclaimer
This article is written only for the purpose of providing information. Before taking advantage of the schemes, make confirmation by visiting the concerned government department or official portal.
