E-Shram Card has become an important identity document for unorganized sector workers in India. This card not only provides identity to the workers, but also connects them to many government schemes and benefits. This card, issued through the e-Shram portal, provides a digital platform for unorganized sector workers, allowing them to easily avail the benefits of various government schemes.
In this article, we will learn about e-Shram Card in detail and discuss 6 major benefits it provides. This information will not only be useful for the workers, but will also prove important for their families and employers. Let us understand these benefits of e-Shram Card and know how it is bringing positive changes in the lives of unorganized sector workers.
What is e-Shram Card?
E-Shram Card is an initiative launched by the Government of India for unorganized sector workers. This card provides workers with a unique identification number (UAN – Universal Account Number), which links them to various government schemes and benefits. The main objective of e-Shram Card is to create a national database of unorganized sector workers and provide them social security benefits.
Main features of e-Shram Card
| Speciality | Description |
| target group | unorganized sector workers |
| age limit | 16-59 years |
| registration fee | free |
| Registration Process | Online (on e-Shram portal) |
| Required Documents | Aadhar Card, Mobile Number, Bank Account Details |
| Benefit | Accident Insurance, Pension Plan, Health Benefits, etc. |
| card type | both digital and physical |
| legality | lifelong |
6 big benefits of e-shram card
1. Accident Insurance Protection
E-Shram card holders get accident insurance cover up to Rs 2 lakh. This is a great relief for the security workers and their families. In case of accident:
- Rs 2 lakh on death or permanent disability
- Rs 1 lakh is paid on partial disability
This insurance cover provides economic security to workers and supports their families in unexpected circumstances.
2. Benefit of pension scheme
E-Shram Card holders can avail pension under the Pradhan Mantri Shram Yogi Maan-Dhan Yojana. The main features of this scheme are:
- Monthly pension of Rs 3000 after the age of 60 years
- Both workers and government contribute
- Low premium and easy enrollment process
This scheme provides economic security to workers in old age and helps them live a respectable life.
3. Recovery and Medical Support
E-Shram Card holders enjoy various health benefits and medical assistance:
- Health insurance up to Rs 5 lakh under Ayushman Bharat scheme
- Free treatment in government hospitals
- discount on medicines
- regular health checkup
These benefits help workers and their families get better health services.
4. Education Support and Skill Development
Children of e-Shram Card holders get education support and skill development opportunities:
- scholarship schemes
- Free training under Skill India program
- assistance in vocational education
- Priority in employment fairs
These benefits help prepare workers’ children for a better future.
5. Priority in housing schemes
E-Shram Card holders are given priority in government housing schemes:
- Easy eligibility in Pradhan Mantri Awas Yojana
- Home loan at low interest rates
- Subsidy for those living in rented houses
- Benefits in both urban and rural areas
This facility helps the workers to get their own house and improves their standard of living.
6. Social Security and Legal Aid
E-Shram Card holders get various social security benefits and legal aid:
- Protection under labor laws
- Right to safety and hygiene at work
- minimum wage provision
- Free legal aid and consultation
These benefits protect the rights of workers and provide them with a safe and respectful work environment.
Eligibility and Registration Process for e-Shram Card
Eligibility Criteria
To be eligible for e-Shram Card, the individual must fulfill the following criteria:
- Be aged between 16 to 59 years
- working in unorganized sector
- Not being a member of EPF or ESIC
- not being an income tax payer
Registration Process
The registration process for e-Shram Card is simple and online:
- E-Shram Portal (www.eshram.gov.in) go to
- Click on “Register on e-Shram”
- Enter Aadhaar number and mobile number
- Verify OTP
- Fill personal information, bank details etc.
- Submit the form and get UAN
After registration, you can download your e-Shram Card or get it in physical form.
Importance and future of e-shram card
E-Shram Card is proving to be a game-changer for unorganized sector workers. It not only provides them identity but also improves their standard of living by connecting them with various government schemes. In future, the importance of e-Shram Card is likely to increase further:
- Integration with Digital India Initiative
- Inclusion of more government schemes
- Better management of labor market data
- Formulation of new policies for the welfare of workers
Some important things related to e-shram card
- Regular Updates: Update your e-Shram Card information regularly.
- Keep safe: Keep your card and UAN safe and do not share it with anyone.
- Utilization of benefits: Make full use of all the benefits associated with your card.
- Awareness: Be aware of your rights and benefits.
- Feedback: Give your feedback to the government so that the scheme can be further improved.
Disclaimer
This article is for informational purposes only. Although we have attempted to provide accurate and up-to-date information, government policies and schemes may change from time to time. Please contact the official e-Shram portal or relevant government departments for latest and accurate information. The author or publisher will not be responsible for any action taken based on the information given in this article.
