digital scam: In today’s digital age, our lives are increasingly dependent on the internet and smartphones. Along with this, new opportunities are also being created for cyber criminals. These criminals have invented many types of digital scams, of which phone call scams are the most dangerous. These scams are so clever that your bank account can be emptied in just one phone call.
In this article we will tell you how these digital scams work, what are their different methods, and how you can avoid them. This information is very important for you, because anyone can become a victim of these scams. Whether you are a student, employed, or retired, everyone should be aware of these dangers.
What is digital scam?
Digital scam is a type of cyber crime, in which fraudsters defraud people by using the internet, phone or other digital mediums. They often deceive people by pretending to be banks, government officials or some well-known person. The main objective of these scams is to extort money or steal personal information.
Types of digital scams and prevention measures
| type of scam | preventive measures |
| phishing call | Do not give personal information when you receive a call from an unknown number. |
| fake bank call | Never give OTP or password on calls received from the bank. |
| lottery scam | Don’t be tempted by a sudden huge sum of money |
| tech support scam | Don’t give remote access to your computer to unknown callers |
| KYC update scam | Do not give the information sought in the name of KYC update. |
| digital arrest scam | Don’t be afraid of threats from fake police or government officials |
| sim swap scam | Use two-factor authentication to protect your phone number |
| fake job offer | Do not trust any job offer without verification |
Dangerous methods of phone call scam
Phone call scams are one of the most common and dangerous digital scams. In this, scammers try to cheat you by calling you. Let us know some common methods:
1. Phishing call
In phishing calls, scammers pretend to be employees of a bank or credit card company. They ask you for your account information, like card number, CVV, or OTP. They may say that your account is about to be closed or something has gone wrong with it.
Method of prevention: Do not give your banking details over the phone under any circumstances. If you face any problem, call the official helpline of the bank yourself.
2. Fake Lottery Scam
In this scam you are told that you have won a big lottery. But to get it you will have to pay some fees or taxes. They ask you to transfer this amount to their account.
Way to Prevent: Remember, if you don’t buy a lottery, you can’t win it. Disconnect such calls immediately.
3. Tech Support Scam
In this scam, the caller claims to be an employee of a big tech company like Microsoft or Google. They say your computer has a virus and needs remote access to fix it.
Way to protect yourself: Never give remote access to your computer to any unknown person. If you think there is a problem with your computer, contact a trusted technician.
4. KYC Update Scam
In this scam you are told that your KYC (Know Your Customer) has expired and it is necessary to update it. They ask you for information like Aadhaar number, PAN card number.
Method of prevention: Never give information over phone for KYC update. Use the official website or app of your bank or service provider.
5. Digital Arrest Scam
This is a new and very dangerous scam. In this, scammers pretend to be police officers or government officials. They say a crime has been registered in your name and you will be arrested. Then they ask you for money so that the matter can be settled.
Way to protect yourself: Remember, no true police officer will ask for money over the phone. If you receive such a call, immediately contact the local police.
General tips to avoid digital scams
- Be alert: Be suspicious of any unknown call or message. If an offer seems too good, it may be a scam.
- Do not give personal information: Never give your bank account number, password, OTP or credit card details over the phone.
- Verify: If a call is from a bank or government institution, verify by calling back the official number of that institution.
- Stay updated: Install the latest security updates on your phone and computer.
- Report: If you have become a victim of a scam, immediately inform your bank and the police.
Legal action against digital scam
There are strict laws against cyber crime in India. If you have been a victim of a digital scam, you can take the following steps:
- File complaint on cyber crime portal: www.cybercrime.gov.in You can register your complaint online by visiting.
- Register an FIR with the local police: Go to your nearest police station and lodge an FIR.
- Inform the bank: If money has been withdrawn from your account, immediately inform your bank and get the account frozen.
- Gather evidence: Save all call records, messages and emails related to the scam.
Disclaimer: This article has been written for information purposes only. Digital scams are a real and serious threat. Although every effort has been made to keep the information in this article accurate and up-to-date, please consult a qualified professional for individual advice on any financial or legal matters. The author or publisher is not responsible for any damages caused by the use of this information.