Most people use credit cards for online shopping, bill payments, EMI etc. But this credit card becomes a headache in case of excessive purchases and not making bill payments on time. In such a situation, people want to close the credit card. Because, if the credit card is not there, then he will not do much shopping, his monthly payment will also be safe etc. However, there may be other reasons for closing the credit card, which want to close it.
But there are some conditions for closing the credit card. Like your credit card bills should not be outstanding, EMI should not be due, etc. If there is no such situation, then go to the bank and write an application for closing the credit card and submit it. After some time your credit card will be closed. But the one who faces difficulty in writing the credit card close application, there is no need to worry. Because, in this post, some examples are also available along with the application format for closing the credit card, which will help you in writing the application.
Application format for closing credit card
Please note that the reasons for closing a credit card may be different in your context. But using this application format you can easily write credit card close application.
To,
Mr. Branch Manager
Write the name and address of the bank
Date: ……/……../……………
Subject: Application letter for closure of credit card
Sir,
It is my humble request that I, …………………, am an account holder of your bank. My account number………….. I applied for a credit card from , which I got on time. But at present I am not in a position to keep it with me. That is, right now I am struggling with my financial situation, hence, I do not want the facility of credit card now. My credit card number……………………. Which I want to close.
Therefore, I request you to kindly close the credit card linked to my account as soon as possible. I will always be grateful to you for this. Thank you!
Bhavadiv
Name:……………….
Account Number:……………………..
Mobile Number:……………………
Credit Card Details:……………………..
Signature:………………..
How to write a credit card closure application?
To,
SBI Branch Manager Sir
Badharia Branch, Siwan, Bihar
Subject: Credit Card Close Application Form
Sir,
It is a humble request that I Ranjit Prajapati am an account holder of your bank. I received a credit card on my application, whose number is 5452 5412 XXXX XXXX. Now I do not need this credit card. Because, I think more than 50% of my income is being spent because of this. Therefore, I want the credit card facility to be discontinued. I have paid the outstanding amount of the credit card.
Therefore, I request you to please close my credit card as soon as possible and inform me about it. I will always be grateful to you for this. Thank you!
Bhavadiv
Name: Ranjit Prajapati
Account Number: 652541523XXXX
Registered Mobile Number: 936526XXXX
Date: ……/……/……
Write application to cancel credit card
To,
Branch Manager Sir,
BOI Bank Puraina, Siwan
Subject: Application form for cancellation of credit card
Respected Sir/Madam
It is a humble request that I Prashant Singh, I have an account in your bank, from which I have got a credit card, whose number is 4526 5241 XXXX XXXX. Sir, through this application form I would like to inform that at present the use of credit card is very less and I do not need it in future also. Hence, I want to close the credit card, I have also paid the outstanding amount.
Therefore, sir, you are requested to please close the credit card as soon as possible. I will always be grateful to you for this. Thank you!
Bhavadiv
Name: Prashant Singh
Account Number: 54632152XXXX
Registered Mobile Number: 909564XXXX
Date: ……/……/……
Note: After writing the application for closing the credit card, definitely check the bank account details and credit card details. Submit photocopies of the documents required by the bank along with the application form.
Summary:
Now you can write credit card close application easily. Because, in this post one application format and two application forms are available as examples. If you are writing an application for a bank credit card, then write the reason clearly, so that there is no problem in getting it closed. Hope you liked this post. If you have any question, please ask by writing in the comment.
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