If your bank account has been closed due to some reason, then you will have to get it activated by applying to the bank branch. For this you may also have to fill KYC form. For this, first of all you have to go to the bank and talk to the officer, then if you are asked to write an application form, then you have to write the application in a format. If you have difficulty in writing the application to open an account, then the application format and example have been provided in this post.
Main reasons for bank account closure
- If you do not make withdrawals from your account for a long time then the bank closes your account.
- Sometimes it happens that wrong transactions are done from the bank account. Due to which the bank closes your account.
- If your bank account does not have zero balance. And there is no money in your account due to which the account gets closed.
- If you do more transactions than the bank account limit. So in this situation the account is closed by the bank.
Pay attention before writing application for closed account
- Always write the application on paper.
- The application should be written in black or blue pen.
- Do not cut corners in writing the application.
- The application should be written in simple and easy language.
- While writing the application, write name, account number, mobile number etc. correctly.
- If there is any kind of mistake in the application then the application is rejected.
How to write an application to open a closed account
To,
Mr. Branch Manager
(branch Name)
Subject- Application letter for opening closed account
Sir,
It is a humble request that I, Sonu Kumar, am an account holder of your bank. I have a savings account in your bank branch. Whose account number is xxxxxxxxxx8456. Due to personal reasons, I could not transact in the account for a long time. Perhaps this is why my bank account has been closed. Now I want to reactivate my account.
Therefore, I have a humble request to you to please activate my account as soon as possible. So that I can transact money from my account. Thank you!
Bhavadiv
Name of the applicant: ……………
Account Number: …………….
Mobile No:……………………..
Address: ……………………..
Signature………………………………….
Application to open closed account in bank in English
If you want to write an application in English to reopen your closed bank account, then you can easily write the application by following the process given below.
To,
The Respected Branch Manager
Bank of India (Branch Name)
Subject: Application letter for opening closed account
Respected Sir/Maidam
It is a humble request that I, Sonu Kumar (write your name here) am the account holder of your bank. I have a savings account in your bank branch_(write the name of the bank branch)Whose account number is (enter your account number)Due to personal reasons, I could not transact in this account for a long time. Due to which my bank account has been closed. I want to reactivate this account.
Therefore, I have a humble request to you to please activate my savings account as soon as possible. I will always be grateful to you for this. Thank you!
Name of the applicant: ……………
Account Number: ……………..
Mobile no:……………………..
Address:……………………..
Signature…………………………………….
Application format for opening closed account
To,
Mr. Respected Branch Manager
Write the name and address of the bank
SubjectApplication letter for opening closed account
Sir,
It is my humble request that I (write your name here) I am an account holder of your bank. your bank branch (Enter the name of the bank branch) I have a savings account. Whose account number(Enter your account number) Is. Due to personal reasons, I could not transact in this account for a long time. Due to which my bank account has been closed. I want to reactivate this account.
Therefore, I have a humble request to you to please open my savings account as soon as possible. I will always be grateful to you for this. Thank you !
Date: ………/………./………
Name of the applicant: ……………
Account Number: …………….
Mobile No:……………………..
Address: ……………………..
Signature………………………………….
Documents required to open closed account
- bank passbook
- Aadhar card
- PAN card
- mobile number
- email id
Read this also,
FAQs
Q. If the account is closed, how to open it?
If your bank account has been closed, then you can reopen your closed account by giving an application in your bank branch, or if KYC has not been done, then if your bank account is closed then fill the KYC form and submit it to the bank. Efforts are made to open the account.
Q. How do I reopen a closed bank account?
To activate a closed account, contact your bank branch. And submit an application form to your bank officer and by submitting your documents along with it, you can reopen the closed account.
Q. How much time does it take to activate a closed account?
To open a closed account, contact the bank branch officer and submit the documents asked by the officer. After this your account will be activated in 2 to 3 days.