Sukanya Samriddhi Yojana 2025: If you are a parent of a daughter and you are worried about your daughter’s future, then do not worry at all. Today we have brought for you information about a scheme through which your daughter can get up to Rs 70 lakh. Under this scheme, you get tremendous returns so that your daughter’s future can be secure. The name of the scheme we are talking about is Sukanya Samriddhi Yojana. This scheme has been started for daughters. If you want to get more information about this then stay with us till the end.
Good returns are available under the scheme
This scheme is one of the highest return giving schemes among small saving schemes. The government decides the interest rate of this scheme every three months. At present 8.2 percent annual interest rate is being provided in Sukanya Samriddhi Yojana. This is the annually compounded interest rate. By opening an account in this scheme, you can collect a good amount of money for your daughter’s higher education and marriage. The scheme started by the government to benefit the daughters is indeed a commendable step. By taking advantage of this scheme, you can make your daughter’s future secure.
Pay special attention to these things under the plan
- Under this scheme, an account can be opened before the daughter turns 10 years of age.
- Sukanya Samriddhi account can be opened only for 2 daughters in a family. In case of having twins or triplets, more than 2 accounts can be opened.
- Contribution can be made in this scheme till the completion of maximum 15 years from the date of opening the account.
- If an investor opens an account in this scheme immediately after the birth of his daughter, he can deposit his contribution for 15 years. After this there is a lock-in period of 6 years. During this period you do not have to invest, but you keep getting interest.
- Under this scheme, 50 percent of the maturity amount can be withdrawn when the daughter turns 18 years of age. The remaining amount can be withdrawn when the daughter turns 21 years of age.
- In this scheme, the benefit of income tax exemption is also provided on investments up to Rs 1.50 lakh in a year.
- This scheme is available with EEE status. That means there is no tax on investment amount, interest income and maturity amount.
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How to open your daughter’s account under Sukanya Samriddhi Yojana
- Under Sukanya Samriddhi Yojana, you have to apply through offline mode, the facility to apply online is not available under this scheme.
- To apply for the scheme, first of all you have to visit your nearest post office Or Have to go to the bank.
- From here, to open an account in Sukanya Samriddhi Yojana, the relevant form has to be taken.
- After this, all the information asked in this application form has to be entered carefully.
- After this, all the relevant documents have to be attached with the application form.
- Now this application form has to be submitted to the post office or bank.
- In this way you Sukanya Samriddhi Yojana You can open your daughter’s account under.
