Mahila Personal Loan Scheme: There are many institutions that provide personal loans. Often we need a loan for our work, for which we take a loan from the bank. Some banks/NBFCs offer special personal loan schemes to women to meet their personal needs like education, marriage, travel, medical expenses etc. Women can take regular personal loans from those banks which do not have special personal loan scheme for women. Some banks and loan institutions also offer pre-approved personal loans to existing women customers who have an excellent credit profile.
Housewives usually don’t get a lawn.
Like any other loan, in personal loan also the bank considers points like credit score of the applicant, age, employer profile, job profile, minimum monthly income and his credit profile. In such a situation, loan institutions generally do not give personal loans to housewives and women without income source. The personal loan interest rates offered to women applicants depend on their credit profile.
Banks/NBFCs generally do not offer any discount on interest rates to women loan applicants. Therefore, one should compare the personal loan interest rates offered by top banks and NBFCs. Among these, one should apply to the bank from which loan is available at low interest rate and take the loan from there.
What are the features of personal loan for women?
- Women applicants usually get personal loans at the rate of 10.49% per annum.
- Rs 40 lakh to women. Loan up to Rs.
- The loan repayment tenure for women applicants is usually up to 5 years. However, some banks also extend it for up to 7 years.
- Women applicants have to pay 3% to 4% processing fee for taking loan.
What will be the eligibility criteria for personal loan for women?
- To take a loan, the age of the female applicant should be 21 years.
- At the time of loan maturity, their maximum age must be 60 years.
- Women applicants must have worked for at least 2 years in private sector companies and Central/State/Local Government bodies, of which at least 1 year must be in the current company.
- The minimum net monthly income of a female applicant should be Rs 15,000. There should be.
Documents required for personal loan application
- id proof
- address certificate
- income certificate
- latest salary slip
- employment certificate
- Latest bank account statement
मुख्य्मंत्री महिला समृद्धि योजना
How to apply for lawn
- To apply for personal loan, first of all you have to go to your Android phone. Google Play Store You will have to download the loan app from.
- Now you have to enter your mobile number and area pin code.
- Now you will have to enter your Aadhaar number linked to your mobile phone.
- You have to customize your loan amount, repayment tenure and interest percentage to know your EMI in advance with the help of EMI calculator.
- Now you have to enter your personal, professional and financial information.
- Now you have to apply for lawn.
- Once the application is verified, the loan amount will be transferred directly to your bank account.