Many new rules and facilities are going to be implemented across India from 26 January 2025. These changes can prove to be very beneficial for the general public. These new rules and facilities will impact banking, mobile recharge, tax, ration card, LPG gas and many other areas. The middle class is expected to benefit the most from these changes.
In this article we will tell you in detail about these new rules and features. We’ll explore how these changes will affect your everyday life and how you can take advantage of them. Whether you are an employee, a businessman or a farmer, these new rules will affect everyone.
New facilities and rules to be implemented from 26 January 2025
With the beginning of the new year, the government is implementing many new rules and facilities. Let us know about these changes in detail:
Overview of new features
| Facility | Description |
| UPI limit | Increase from ₹ 5000 to ₹ 10,000 for feature phones |
| pension withdrawal | Will be able to withdraw pension from any bank |
| farmer loan | Loan up to ₹2.5 lakh without guarantee |
| mobile recharge | Separate recharge for calling only |
| foreign degree | Studying at a foreign university while living in India |
| Agniveer Reservation | 10% reservation in CISF and BSF |
| income tax return | ITR can be filled till 15th January |
| online money transfer | better verification system |
Big change in UPI Payment Limit
There is going to be a big change in UPI payment limit from January 1, 2025. RBI has doubled the limit of UPI 123 Pay for feature phones. Now you will be able to make UPI payment up to ₹ 10,000 from feature phone. Apart from this, the limit for UPI payment in medical emergency has been increased to ₹1 lakh.
Another big change is that now you will be able to add 5 people in the same UPI account. The government has launched the UPI Circle feature in which transactions up to ₹ 15,000 can be done in a month.
New facility for pensioners
Pensioners are going to get a big facility from January 1, 2025. Now they will be able to withdraw their pension from any branch of any bank in the country. No additional verification will be required for this. This facility will prove to be very beneficial for pensioners.
Big good news for farmers
RBI has made a big announcement for farmers. Now farmers will be able to take loan up to ₹ 2.5 lakh without any guarantee. Earlier this limit was ₹ 1.6 lakh. This step will prove to be very helpful in providing financial assistance to the farmers.
Big change in mobile recharge
Your mobile recharge is going to be much cheaper in the new year. TRAI has directed telecom companies to bring separate recharge packs only for calling. This will benefit those people who do not use the internet.
Foreign university studies now in India
A big change is also going to happen in the field of education. Now you will be able to get a degree from a foreign university while staying in India. Foreign universities will be able to open their campuses in India and conduct physical classes here.
Fire warriors will get reservation
There is good news for fire fighters also. Former firefighters will get 10% reservation in CISF and BSF. Apart from this, they will also be given relaxation in physical test and age limit.
Deadline for filing income tax return extended
The last date for filing income tax returns has been extended till January 15. Now you can file your ITR by paying late fees up to ₹5,000.
Online money transfer will be more secure
RBI has implemented new rules to make online money transfer more secure. Now the facility to verify the beneficiary’s account will be available. This will avoid the problem of money going to the wrong account.
Bank holiday information
Banks will remain closed for a total of 11 days in January 2025. These include 4 Sundays, 2 Saturdays and 5 other holidays. Do your important work keeping these dates in mind.
How to take advantage of the new rules
- Update your UPI app to take advantage of the UPI limit increase.
- Contact your nearest bank for pension withdrawal.
- Get information for farmer loan from your bank or KCC center.
- Check your telecom company’s website for new mobile recharge plans.
- For foreign university studies, see information on UGC website.
Disclaimer
This article has been written for information purposes only. Although the information given here has been taken from reliable sources, you should still confirm with the concerned department or institution before availing any rule or facility. Some rules and facilities are currently at the proposed stage and are subject to change.
